Find the latest BluPeak Credit Union bonuses, promotions, and offers here.

Update 7/9/24: We’ve added a up to $600 checking bonus available for a limited time.

BluPeak Credit Union Bonuses Review

BluPeak Credit Union is headquartered in San Diego and is the 53rd largest credit union in the state of California. It is also the 360th largest credit union in the nation. It was established in 1936 and as of September of 2022, it had grown to 162 employees and 50,869 members at 7 locations. BluPeak Credit Union’s CD rates are 4X the national average, and it has a B+ health rating.

Eligibility: Membership in BluPeak Credit Union is open to the following: (1) those who reside, worship, or work in Alameda, San Diego, Sacramento, Yolo, or Santa Clara counties in California; (2) employees or retirees of the State of California; (3) employees, retirees, students or Alumni of the University of California and California State University system. (A full list of requirements is posted in the credit union’s online account opening process) See current membership details.

I’ll go over the BluPeak Credit Union bonuses & offers below.

BluPeak Credit Union $600 Checking Bonus

• What you’ll get: $600 Bonus
• Eligible account: Checking
• Availability: CA (Locator)
• Credit Inquiry: Soft pull (report of hard pull). Might be soft pull in branch and hard online
• Direct Deposit Required: Yes
• Monthly Fees: $0 with eStatements
• How to earn it:
  • Open A Checking Along With A Savings Or Loan
  • Set Up Qualifying Direct Deposits
  • Use Your Debit Card For Purchases
    • First Payout $50 (90 Days)
      • 3 Qualifying Direct Deposits Totalling $3,000
      • 15 debit card purchase transactions totaling $150
      • Open a checking and a savings or loan account
    • Second Payout $100 (180 Days)
      • 3 Qualifying Direct Deposits Totalling $3,000
      • 15 debit card purchase transactions totaling $150
      • Maintain the checking and savings or loan account
    • Third Payout $150 (270 Days)
      • 3 Qualifying Direct Deposits Totalling $3,000
      • 15 debit card purchase transactions totaling $150
      • Maintain the checking and savings or loan account
    • Fourth Payout $300 (360 Days)
      • 3 Qualifying Direct Deposits Totalling $3,000
      • 15 debit card purchase transactions totaling $150
      • Maintain the checking and savings or loan account

(Limited time offer)

Fine Print

• The Splash Promotion will begin on 7/8/24 at 9:00 AM PT for a limited time only and must be an active promotion at the time of account opening to participate.
• Must be 18 years of age or older at enrollment. Limit one promotion per member and per qualifying consumer checking account.
• Must NOT have held a BluPeak consumer checking account since July 8, 2023, must meet all membership and account criteria, and must OPEN a NEW consumer checking account using the promotion code “SPASH” at account opening.
  • Enter the promotion code “SPLASH” in the online new account opening workflow or mention the promotion code “SPLASH” to the BluPeak new account representative during in person account opening to enroll in the promotion.
  • Must maintain a balance of at least $.01 in the checking product at the time of each payout evaluation to qualify for each bonus.
• Must meet account opening criteria and OPEN a NEW savings product (savings, money market, certificate) or NEW loan product within the same membership as the checking account within 90 days after opening the checking account.
• Must maintain a balance of at least $.01 on the savings or loan product at the time of each payout evaluation to quality for each bonus.
• Must receive at least three (3) qualifying Direct Deposits (as defined below) totaling $3,000 or more in an accountholder’s name AND perform fifteen (15) Debit Card Purchases (as defined below) totaling $150 EVERY NINTY (90) DAYS after account opening to earn a bonus in each 90 day period. If there is a 90 day period where the criteria is not met, you will not be eligible for any additional bonuses. See the above payout table for details.
  • A qualifying “Direct Deposit” means a recurring electronic deposit of income to an accountholder’s BluPeak Checking account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, benefits provider or government agency via the Automated Clearing House (“ACH”) Network that is new to BluPeak (meaning it is not redirected from an existing BluPeak account). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), investments and bank/credit union funds transfers, and wire transfers, as well as deposits that are non-recurring electronic deposits such as IRS tax refunds, do NOT constitute Direct Deposit activity and a BONUS WILL NOT BE PAID.
  • “Debit Card Purchase” means a purchase made with your BluPeak debit card. Purchase refunds/reversals, ATM transactions, and bill payments do not qualify.
  • BluPeak shall, in its sole discretion, assess each accountholder’s Direct Deposits and Debit Card Purchases to determine if they qualify and may require additional documentation to complete this verification.
• Bonus payouts will be credited to the checking account within 7 calendar days from the end of each 90 day period. Subject to tax.
• Participant and any related account(s) must be in good standing (not in default, closed, inactive, negative balance or otherwise not in good standing) from enrollment through to the payout date to qualify.
• BluPeak reserves the right to exclude any members from participating in the Splash Promotion for any reason, including if, in BluPeak’s sole discretion, suspected fraud, misuse, or if suspicious activities are observed. BluPeak also reserves the right to stop or change the Splash Promotion (the “SPLASH” promotion) at any time, including prior to new account opening. Terms and conditions subject to change without notice. Cannot be combined with other offers. BluPeak employees not eligible. Limited time offer. Bonus payments subject to tax.

BluPeak Credit Union $100 Referral Bonus

Earn a $100 bonus when you refer friends and family to open an eligible checking account with qualifying activity.

• What you’ll get: $100 Bonus
• Eligible account: Checking
• Availability: CA
• Credit Inquiry: Soft pull (report of hard pull). Might be soft pull in branch and hard online
• Direct Deposit Required: No
• Monthly Fees: $0 with eStatements
• How to earn it:
  • Every time you refer a friend to BluPeak, and they open a Free Checking Account with eStatements, you’ll both get $100.

(Limited time offer)

Fine Print

• Referred members must be new members and meet membership eligibility and account opening criteria and, within 90 days of account opening, set up at least $500 in monthly direct deposits in their name that are new to BluPeak Credit Union.
• The deposit account bonus ($100 each for you and the person you refer) will be credited to the respective BluPeak accounts no later than 30 days after the first direct deposit is received.
• Must be 18 years of age to participate.
• Bonus payments subject to tax.

How To Waive Monthly Fee

• Free Checking with eStatements: $0 with eStatements
• Student Checking: $0 with eStatements
• Premier Checking: $15 monthly fee waived with $10,000 or more in combined deposit balances, you’re age 55 or older, or you have a BluPeak first mortgage.

Conclusion

If you’re looking to open an account at BluPeak Credit Union, here’s a bonus offer for doing so.

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more BluPeak Credit Union Bonuses, Promotions, or Offers!